{"id":14207,"date":"2026-09-18T14:04:05","date_gmt":"2026-09-18T14:04:05","guid":{"rendered":"https:\/\/techhub.ireti.cloud\/docs\/phenix\/gestion-des-comptes-de-pret\/produits-de-pret\/comment-reechelonner-un-pret\/"},"modified":"2026-09-18T14:04:43","modified_gmt":"2026-09-18T14:04:43","slug":"comment-reechelonner-un-pret","status":"publish","type":"docs","link":"https:\/\/techhub.ireti.cloud\/fr\/docs\/phenix\/gestion-des-comptes-de-pret\/produits-de-pret\/comment-reechelonner-un-pret\/","title":{"rendered":"Comment r\u00e9\u00e9chelonner un pr\u00eat"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">Le <strong>r\u00e9\u00e9chelonnement<\/strong> et la <strong>restructuration des pr\u00eats<\/strong> sont des fonctionnalit\u00e9s tr\u00e8s demand\u00e9es qui permettent aux institutions financi\u00e8res de mieux g\u00e9rer leur portefeuille de pr\u00eats en retard en offrant \u00e0 leurs clients des options flexibles afin d\u2019augmenter les possibilit\u00e9s de recouvrement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Merci \u00e0 l\u2019\u00e9quipe <strong>Musoni<\/strong> pour sa contribution aux modifications du code de la plateforme <strong>Mifos X<\/strong> afin de prendre en charge le r\u00e9\u00e9chelonnement des pr\u00eats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quatre sc\u00e9narios diff\u00e9rents de <strong>r\u00e9\u00e9chelonnement<\/strong> ou de <strong>refinancement<\/strong> des pr\u00eats sont d\u00e9sormais pris en charge.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un ou plusieurs de ces ajustements peuvent \u00eatre appliqu\u00e9s \u00e0 un m\u00eame pr\u00eat.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Le r\u00e9\u00e9chelonnement et la restructuration des pr\u00eats sont des fonctionnalit\u00e9s tr\u00e8s demand\u00e9es qui permettent aux institutions financi\u00e8res de mieux g\u00e9rer leur portefeuille de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":13428,"menu_order":28,"template":"","doc_tag":[],"doc_badge":[],"class_list":["post-14207","docs","type-docs","status-publish","hentry"],"author_avatar":"https:\/\/secure.gravatar.com\/avatar\/64f479f88d3d63cb485afccefb55eec1f6c98d9a1cb6e792f334cee854bcdb23?s=96&d=mm&r=g","author_name":"Annick N'dri","_links":{"self":[{"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/docs\/14207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/users\/2"}],"version-history":[{"count":0,"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/docs\/14207\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/docs\/13428"}],"wp:attachment":[{"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/media?parent=14207"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/doc_tag?post=14207"},{"taxonomy":"doc_badge","embeddable":true,"href":"https:\/\/techhub.ireti.cloud\/fr\/wp-json\/wp\/v2\/doc_badge?post=14207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}